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FAQs
Have questions?Here are some answers to frequently asked questions about obtaining a mortgage loan:
You will need proof of income, such as pay stubs, W-2s, and tax returns. Bank statements, a credit report, and employment verification are also required. Additionally, you must provide identification, like a driver’s license or passport, along with any other financial documents requested by the lender.
Ease Lending’s loan approval process typically takes around ten days, which is faster than many traditional mortgage lenders.
Closing costs include loan origination fees, appraisal fees, and title insurance. You will also need to cover prepaid property taxes, homeowners insurance, and other lender or third-party fees. The total amount varies depending on the loan type and location, but Ease Lending provides transparency by outlining these costs upfront.